City

RICHMOND, KY

Richmond-Berea, KY

Median home value: $289K (+2.9% YoY). Rent: $992/mo. Price-to-rent: 24.3x. Part of Richmond-Berea, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond-Berea, KY metro page.

Home Value$289,136
+2.9%
Rent$992/mo
AFFORDABILITY

Enter your income for Richmond.

$57,827 on $289,136
Stretch — 28.2% of income

Above 28% but manageable with cuts.

PITI$1,761
P/I28.2%
Afford$287K
Gap-$2K
P&I $1,387Tax $207Ins $167
Renting $769/mo cheaper ($992 rent)6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Richmond Housing Market | CrashWatch