The median home in Sharpsburg, Kentucky is valued at $170,534, up 4.9% year over year. Sharpsburg is part of the Mount Sterling, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$170,534

+4.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$34,107 on $170,534

Example: $75,000 household income. Change it above to see your own.

Affordable18.4% of income

Under the 28% guideline.

PITI$1,151

P/I18.4%

Afford$259K

Room+$89K

P&I $862Tax $122Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Sharpsburg with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Mount Sterling, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mount Sterling, KY metro.

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Sharpsburg, KY