City

SHELBY GAP, KY

The median home in Shelby Gap, Kentucky is valued at $84,979, down 15.0% year over year.

Home Value$84,979
-15.0%
AFFORDABILITY

Enter your income for Shelby Gap.

$16,996 on $84,979
Affordable — 10.5% of income

Under the 28% guideline.

PITI$657
P/I10.5%
Afford$226K
Room+$141K
P&I $430Tax $61Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky

Compare Shelby Gap with other housing markets across Kentucky.