Median home value: $300K (+0.9% YoY). Rent: $1,642/mo. Price-to-rent: 15.2x. Part of Louisville/Jefferson County, KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Louisville/Jefferson County, KY-IN metro page.
Home Value$300,379
+0.9%
Rent$1,642/mo
AFFORDABILITYRenting $181/mo cheaper ($1,642 rent)6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Shelbyville.
$60,076 on $300,379
Stretch — 29.2% of income
Above 28% but manageable with cuts.
PITI$1,823
P/I29.2%
Afford$288K
Gap-$12K
P&I $1,441Tax $215Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing