The median home in Shepherdsville, Kentucky is valued at $279,155, up 2.2% year over year. Typical monthly rent is $1,531, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Shepherdsville is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$279,155

+2.2%

Rent$1,531/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Shepherdsville.

Income (annual)

Down Payment

$55,831 on $279,155

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,778

P/I28.4%

Afford$275K

Gap-$4K

P&I $1,412Tax $200Ins $167

Renting $247/mo cheaper ($1,531 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Shepherdsville with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Louisville/Jefferson County, KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.

View Louisville/Jefferson County, KY-IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Shepherdsville, KY