The median home in Shepherdsville, Kentucky is valued at $279,155, up 2.2% year over year. Typical monthly rent is $1,531, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Shepherdsville is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$279,155
+2.2%
Rent$1,531/mo
AFFORDABILITYRenting $247/mo cheaper ($1,531 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Shepherdsville.
$55,831 on $279,155
Stretch — 28.4% of income
Above 28% but manageable with cuts.
PITI$1,778
P/I28.4%
Afford$275K
Gap-$4K
P&I $1,412Tax $200Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
Compare Shepherdsville with other housing markets across Kentucky.
Full Louisville/Jefferson County, KY-IN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.
View Louisville/Jefferson County, KY-IN metro →