Median home value: $355K (+4.8% YoY). Part of Louisville/Jefferson County, KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Louisville/Jefferson County, KY-IN metro page.
Home Value$354,586
+4.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Smithfield.
$70,917 on $354,586
Stretch — 34% of income
Above 28% but manageable with cuts.
PITI$2,122
P/I34%
Afford$292K
Gap-$62K
P&I $1,701Tax $254Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing