The median home in Smithfield, Kentucky is valued at $354,586, up 4.8% year over year. Smithfield is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Louisville/Jefferson County, KY-IN stress score, crash risk, and 12-month forecast →
Home Value$354,586
+4.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Smithfield.
$70,917 on $354,586
Stretch — 35.4% of income
Above 28% but manageable with cuts.
PITI$2,214
P/I35.4%
Afford$280K
Gap-$74K
P&I $1,793Tax $254Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
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Full Louisville/Jefferson County, KY-IN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.
View Louisville/Jefferson County, KY-IN metro →