The median home in Smithland, Kentucky is valued at $95,065, up 0.1% year over year. Smithland is part of the Paducah, KY-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$95,065

+0.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$19,013 on $95,065

Example: $75,000 household income. Change it above to see your own.

Affordable11.4% of income

Under the 28% guideline.

PITI$715

P/I11.4%

Afford$233K

Room+$138K

P&I $481Tax $68Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Smithland with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Paducah, KY-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Paducah, KY-IL metro.

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Smithland, KY