The median home in Somerset, Kentucky is valued at $186,157, down 2.0% year over year. Somerset is part of the Somerset, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$186,157

-2.0%

Prices falling — better for buyers.

Affordability

Enter your income for Somerset.

Income (annual)

Down Payment

$37,231 on $186,157

Example: $75,000 household income. Change it above to see your own.

Affordable19.9% of income

Under the 28% guideline.

PITI$1,241

P/I19.9%

Afford$263K

Room+$76K

P&I $941Tax $133Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Somerset with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Somerset, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Somerset, KY metro.

View Somerset, KY metro

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