City

SOMERSET, KY

Somerset, KY

Median home value: $186K (-2.0% YoY). Part of Somerset, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Somerset, KY metro page.

Home Value$186,157
-2.0%
AFFORDABILITY

Enter your income for Somerset.

$37,231 on $186,157
Affordable — 19.1% of income

Under the 28% guideline.

PITI$1,193
P/I19.1%
Afford$273K
Room+$87K
P&I $893Tax $133Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Somerset Housing Market | CrashWatch