The median home in Southgate, Kentucky is valued at $221,204, up 7.0% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 12.1x — below the national average of 18x. Southgate is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$221,204

+7.0%

Rent$1,526/mo

AFFORDABILITY

Enter your income for Southgate.

Income (annual)

Down Payment

$44,241 on $221,204

Affordable — 23.1% of income

Under the 28% guideline.

PITI$1,444

P/I23.1%

Afford$268K

Room+$47K

P&I $1,119Tax $159Ins $167

Buying $82/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Southgate with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

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SOUTHGATE, KY