City

SOUTHGATE, KY

Cincinnati, OH-KY-IN

Median home value: $221K (+7.0% YoY). Rent: $1,526/mo. Price-to-rent: 12.1x. Part of Cincinnati, OH-KY-IN.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Cincinnati, OH-KY-IN metro page.

Home Value$221,204
+7.0%
Rent$1,526/mo
AFFORDABILITY

Enter your income for Southgate.

$44,241 on $221,204
Affordable — 22.2% of income

Under the 28% guideline.

PITI$1,386
P/I22.2%
Afford$279K
Room+$58K
P&I $1,061Tax $159Ins $167
Buying $140/mo cheaper ($1,526 rent)6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing