City

STEARNS, KY

Median home value: $100K (-6.0% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$99,506
-6.0%
AFFORDABILITY

Enter your income for Stearns.

$19,901 on $99,506
Affordable — 11.4% of income

Under the 28% guideline.

PITI$715
P/I11.4%
Afford$244K
Room+$144K
P&I $477Tax $71Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Stearns Housing Market | CrashWatch