The median home in Upton, Kentucky is valued at $194,689, up 0.8% year over year. Upton is part of the Elizabethtown-Fort Knox, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$194,689

+0.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$38,938 on $194,689

Example: $75,000 household income. Change it above to see your own.

Affordable20.7% of income

Under the 28% guideline.

PITI$1,291

P/I20.7%

Afford$264K

Room+$69K

P&I $984Tax $140Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Upton with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Elizabethtown-Fort Knox, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elizabethtown-Fort Knox, KY metro.

View Elizabethtown-Fort Knox, KY metro

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Upton, KY