City

UTICA, KY

Owensboro, KY

Median home value: $237K (+2.5% YoY). Part of Owensboro, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Owensboro, KY metro page.

Home Value$236,631
+2.5%
AFFORDABILITY

Enter your income for Utica.

$47,326 on $236,631
Affordable — 23.5% of income

Under the 28% guideline.

PITI$1,471
P/I23.5%
Afford$282K
Room+$45K
P&I $1,135Tax $170Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Utica Housing Market | CrashWatch