The median home in Versailles, Kentucky is valued at $341,123, down 1.2% year over year. Typical monthly rent is $1,786, producing a price-to-rent ratio of 15.9x — near the national average of 18x. Versailles is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$341,123

-1.2%

Rent$1,786/mo

Prices falling — better for buyers.

Affordability

Enter your income for Versailles.

Income (annual)

Down Payment

$68,225 on $341,123

Example: $75,000 household income. Change it above to see your own.

Stretch34.2% of income

Above 28% but manageable with cuts.

PITI$2,136

P/I34.2%

Afford$279K

Gap-$62K

P&I $1,725Tax $244Ins $167

Renting $350/mo cheaper ($1,786 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Versailles with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Lexington-Fayette, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.

View Lexington-Fayette, KY metro

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Versailles, KY