The median home in Versailles, Kentucky is valued at $341,123, down 1.2% year over year. Typical monthly rent is $1,786, producing a price-to-rent ratio of 15.9x — near the national average of 18x. Versailles is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$341,123
-1.2%
Rent$1,786/mo
AFFORDABILITYRenting $350/mo cheaper ($1,786 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Versailles.
$68,225 on $341,123
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,136
P/I34.2%
Afford$279K
Gap-$62K
P&I $1,725Tax $244Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
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Full Lexington-Fayette, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.
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