City

WACO, KY

Richmond-Berea, KY

Median home value: $240K (+0.7% YoY). Part of Richmond-Berea, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond-Berea, KY metro page.

Home Value$240,486
+0.7%
AFFORDABILITY

Enter your income for Waco.

$48,097 on $240,486
Affordable — 23.9% of income

Under the 28% guideline.

PITI$1,492
P/I23.9%
Afford$282K
Room+$42K
P&I $1,153Tax $172Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Waco Housing Market | CrashWatch