The median home in Waco, Kentucky is valued at $240,486, up 0.7% year over year. Waco is part of the Richmond-Berea, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$240,486

+0.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,097 on $240,486

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,555

P/I24.9%

Afford$271K

Room+$30K

P&I $1,216Tax $172Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Waco with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Richmond-Berea, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond-Berea, KY metro.

View Richmond-Berea, KY metro

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Waco, KY