The median home in Waddy, Kentucky is valued at $296,342, up 0.6% year over year. Waddy is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Louisville/Jefferson County, KY-IN stress score, crash risk, and 12-month forecast →
Home Value$296,342
+0.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Waddy.
$59,268 on $296,342
Stretch — 30% of income
Above 28% but manageable with cuts.
PITI$1,878
P/I30%
Afford$276K
Gap-$20K
P&I $1,498Tax $212Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
Compare Waddy with other housing markets across Kentucky.
Full Louisville/Jefferson County, KY-IN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.
View Louisville/Jefferson County, KY-IN metro →