City

WATER VALLEY, KY

Mayfield, KY

Median home value: $108K (+6.0% YoY). Part of Mayfield, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Mayfield, KY metro page.

Home Value$108,041
+6.0%
AFFORDABILITY

Enter your income for Water Valley.

$21,608 on $108,041
Affordable — 12.2% of income

Under the 28% guideline.

PITI$762
P/I12.2%
Afford$248K
Room+$140K
P&I $518Tax $77Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Water Valley Housing Market | CrashWatch