The median home in Water Valley, Kentucky is valued at $108,041, up 6.0% year over year. Water Valley is part of the Mayfield, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$108,041

+6.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Water Valley.

Income (annual)

Down Payment

$21,608 on $108,041

Example: $75,000 household income. Change it above to see your own.

Affordable12.6% of income

Under the 28% guideline.

PITI$790

P/I12.6%

Afford$239K

Room+$131K

P&I $546Tax $77Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Water Valley with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Mayfield, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mayfield, KY metro.

View Mayfield, KY metro

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Water Valley, KY