The median home in Wellington, Kentucky is valued at $146,222, down 2.3% year over year. Wellington is part of the Mount Sterling, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$146,222

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for Wellington.

Income (annual)

Down Payment

$29,244 on $146,222

Example: $75,000 household income. Change it above to see your own.

Affordable16.2% of income

Under the 28% guideline.

PITI$1,011

P/I16.2%

Afford$253K

Room+$107K

P&I $739Tax $105Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Wellington with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Mount Sterling, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mount Sterling, KY metro.

View Mount Sterling, KY metro

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Wellington, KY