The median home in Williamstown, Kentucky is valued at $261,159, up 2.1% year over year. Williamstown is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$261,159

+2.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$52,232 on $261,159

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,674

P/I26.8%

Afford$273K

Room+$12K

P&I $1,321Tax $187Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Williamstown with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

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Williamstown, KY