The median home in Lake Charles, Louisiana is valued at $195,343, up 4.7% year over year. Typical monthly rent is $1,124, producing a price-to-rent ratio of 14.5x — below the national average of 18x. Lake Charles is part of the Lake Charles, LA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$195,343
+4.7%
Rent$1,124/mo
AFFORDABILITYRenting $253/mo cheaper ($1,124 rent)6.50% 30yr, 20% down, county tax + LA ins. 28% per HUD.
Enter your income for Lake Charles.
$39,069 on $195,343
Affordable — 22% of income
Under the 28% guideline.
PITI$1,377
P/I22%
Afford$248K
Room+$53K
P&I $988Tax $90Ins $300
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Lake Charles, LA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lake Charles, LA metro.
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