The median home in Amherst, Massachusetts is valued at $512,790, up 0.2% year over year. Typical monthly rent is $3,071, producing a price-to-rent ratio of 13.9x — below the national average of 18x. Amherst is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$512,790
+0.2%
Rent$3,071/mo
AFFORDABILITYRenting $185/mo cheaper ($3,071 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Amherst.
$102,558 on $512,790
Out of reach — 52.1% of income
Need $139,543/yr to afford.
PITI$3,256
P/I52.1%
Afford$276K
Gap-$237K
P&I $2,593Tax $513Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Massachusetts
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Full Springfield, MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.
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