The median home in Amherst, Massachusetts is valued at $512,790, up 0.2% year over year. Typical monthly rent is $3,071, producing a price-to-rent ratio of 13.9x — below the national average of 18x. Amherst is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$512,790

+0.2%

Rent$3,071/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$102,558 on $512,790

Example: $75,000 household income. Change it above to see your own.

Out of reach52.1% of income

Need $139,543/yr to afford.

PITI$3,256

P/I52.1%

Afford$276K

Gap-$237K

P&I $2,593Tax $513Ins $150

Renting $185/mo cheaper ($3,071 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Amherst with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Springfield, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.

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Amherst, MA