The median home in Belmont, Massachusetts is valued at $1,402,452, up 1.7% year over year. Typical monthly rent is $2,959, producing a price-to-rent ratio of 39.5x — well above the national average of 18x. Belmont is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,402,452

+1.7%

Rent$2,959/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Belmont.

Income (annual)

Down Payment

$280,490 on $1,402,452

Example: $75,000 household income. Change it above to see your own.

Out of reach138.3% of income

Need $370,457/yr to afford.

PITI$8,644

P/I138.3%

Afford$284K

Gap-$1.12M

P&I $7,092Tax $1,402Ins $150

Renting $5,685/mo cheaper ($2,959 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Belmont with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Belmont, MA