The median home in Boston, Massachusetts is valued at $772,838, down 0.1% year over year. Typical monthly rent is $3,652, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Boston is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$772,838

-0.1%

Rent$3,652/mo

Prices falling — better for buyers.

Affordability

Enter your income for Boston.

Income (annual)

Down Payment

$154,568 on $772,838

Example: $75,000 household income. Change it above to see your own.

Out of reach77.3% of income

Need $207,043/yr to afford.

PITI$4,831

P/I77.3%

Afford$280K

Gap-$493K

P&I $3,908Tax $773Ins $150

Renting $1,179/mo cheaper ($3,652 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Boston with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

View Boston-Cambridge-Newton, MA-NH metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Boston, MA