The median home in Cambridge, Massachusetts is valued at $1,012,783, down 0.6% year over year. Typical monthly rent is $3,208, producing a price-to-rent ratio of 26.3x — well above the national average of 18x. Cambridge is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,012,783
-0.6%
Rent$3,208/mo
AFFORDABILITYRenting $3,076/mo cheaper ($3,208 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Cambridge.
$202,557 on $1,012,783
Out of reach — 100.5% of income
Need $269,314/yr to afford.
PITI$6,284
P/I100.5%
Afford$282K
Gap-$731K
P&I $5,121Tax $1,013Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Massachusetts
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Full Boston-Cambridge-Newton, MA-NH analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.
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