The median home in Cambridge, Massachusetts is valued at $1,012,783, down 0.6% year over year. Typical monthly rent is $3,208, producing a price-to-rent ratio of 26.3x — well above the national average of 18x. Cambridge is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,012,783

-0.6%

Rent$3,208/mo

Prices falling — better for buyers.

Affordability

Enter your income for Cambridge.

Income (annual)

Down Payment

$202,557 on $1,012,783

Example: $75,000 household income. Change it above to see your own.

Out of reach100.5% of income

Need $269,314/yr to afford.

PITI$6,284

P/I100.5%

Afford$282K

Gap-$731K

P&I $5,121Tax $1,013Ins $150

Renting $3,076/mo cheaper ($3,208 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Cambridge with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

View Boston-Cambridge-Newton, MA-NH metro

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Cambridge, MA