The median home in Charlton, Massachusetts is valued at $513,068, up 2.0% year over year. Charlton is part of the Worcester, MA-CT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$513,068

+2.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$102,614 on $513,068

Example: $75,000 household income. Change it above to see your own.

Out of reach52.1% of income

Need $139,586/yr to afford.

PITI$3,257

P/I52.1%

Afford$276K

Gap-$237K

P&I $2,594Tax $513Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Charlton with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Worcester, MA-CT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Worcester, MA-CT metro.

View Worcester, MA-CT metro

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Charlton, MA