Median home value: $658K (+0.5% YoY). Rent: $2,655/mo. Price-to-rent: 20.6x. Part of Boston-Cambridge-Newton, MA-NH.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Boston-Cambridge-Newton, MA-NH metro page.
Home Value$657,510
+0.5%
Rent$2,655/mo
AFFORDABILITYRenting $1,306/mo cheaper ($2,655 rent)6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Chelmsford.
$131,502 on $657,510
Out of reach — 63.4% of income
Need $169,757/yr to afford.
PITI$3,961
P/I63.4%
Afford$290K
Gap-$367K
P&I $3,154Tax $658Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing