The median home in Chelmsford, Massachusetts is valued at $657,510, up 0.5% year over year. Typical monthly rent is $2,655, producing a price-to-rent ratio of 20.6x — well above the national average of 18x. Chelmsford is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$657,510

+0.5%

Rent$2,655/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Chelmsford.

Income (annual)

Down Payment

$131,502 on $657,510

Example: $75,000 household income. Change it above to see your own.

Out of reach66.1% of income

Need $177,086/yr to afford.

PITI$4,132

P/I66.1%

Afford$278K

Gap-$379K

P&I $3,325Tax $658Ins $150

Renting $1,477/mo cheaper ($2,655 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Chelmsford with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Chelmsford, MA