The median home in Chicopee, Massachusetts is valued at $305,367, up 1.7% year over year. Typical monthly rent is $1,831, producing a price-to-rent ratio of 13.9x — below the national average of 18x. Chicopee is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Springfield, MA stress score, crash risk, and 12-month forecast →
Home Value$305,367
+1.7%
Rent$1,831/mo
AFFORDABILITYRenting $168/mo cheaper ($1,831 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Chicopee.
$61,073 on $305,367
Stretch — 32% of income
Above 28% but manageable with cuts.
PITI$1,999
P/I32%
Afford$267K
Gap-$38K
P&I $1,544Tax $305Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Massachusetts
Compare Chicopee with other housing markets across Massachusetts.
Full Springfield, MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.
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