City

CUMMINGTON, MA

Springfield, MA

Median home value: $370K (-2.6% YoY). Part of Springfield, MA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, MA metro page.

Home Value$369,887
-2.6%
AFFORDABILITY

Enter your income for Cummington.

$73,977 on $369,887
Out of reach — 36.7% of income

Need $98,314/yr to afford.

PITI$2,294
P/I36.7%
Afford$282K
Gap-$88K
P&I $1,774Tax $370Ins $150
6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cummington Housing Market | CrashWatch