Median home value: $360K (+1.4% YoY). Rent: $1,479/mo. Price-to-rent: 20.3x. Part of Worcester, MA-CT.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Worcester, MA-CT metro page.
Home Value$359,853
+1.4%
Rent$1,479/mo
AFFORDABILITYRenting $757/mo cheaper ($1,479 rent)6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Gardner.
$71,971 on $359,853
Stretch — 35.8% of income
Above 28% but manageable with cuts.
PITI$2,236
P/I35.8%
Afford$282K
Gap-$78K
P&I $1,726Tax $360Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing