The median home in Gloucester, Massachusetts is valued at $734,977, up 3.0% year over year. Typical monthly rent is $2,534, producing a price-to-rent ratio of 24.2x — well above the national average of 18x. Gloucester is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$734,977

+3.0%

Rent$2,534/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Gloucester.

Income (annual)

Down Payment

$146,995 on $734,977

Example: $75,000 household income. Change it above to see your own.

Out of reach73.6% of income

Need $197,186/yr to afford.

PITI$4,601

P/I73.6%

Afford$280K

Gap-$455K

P&I $3,716Tax $735Ins $150

Renting $2,067/mo cheaper ($2,534 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Gloucester with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Gloucester, MA