The median home in Holyoke, Massachusetts is valued at $315,309, up 1.7% year over year. Typical monthly rent is $1,689, producing a price-to-rent ratio of 15.6x — near the national average of 18x. Holyoke is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$315,309

+1.7%

Rent$1,689/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Holyoke.

Income (annual)

Down Payment

$63,062 on $315,309

Example: $75,000 household income. Change it above to see your own.

Stretch33% of income

Above 28% but manageable with cuts.

PITI$2,060

P/I33%

Afford$268K

Gap-$47K

P&I $1,594Tax $315Ins $150

Renting $371/mo cheaper ($1,689 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Holyoke with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Springfield, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.

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Holyoke, MA