City

HOLYOKE, MA

Springfield, MA

Median home value: $315K (+1.7% YoY). Rent: $1,689/mo. Price-to-rent: 15.6x. Part of Springfield, MA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, MA metro page.

Home Value$315,309
+1.7%
Rent$1,689/mo
AFFORDABILITY

Enter your income for Holyoke.

$63,062 on $315,309
Stretch — 31.6% of income

Above 28% but manageable with cuts.

PITI$1,978
P/I31.6%
Afford$279K
Gap-$36K
P&I $1,512Tax $315Ins $150
Renting $289/mo cheaper ($1,689 rent)6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Holyoke Housing Market | CrashWatch