The median home in Ipswich, Massachusetts is valued at $811,866, up 2.3% year over year. Typical monthly rent is $2,533, producing a price-to-rent ratio of 26.7x — well above the national average of 18x. Ipswich is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$811,866

+2.3%

Rent$2,533/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Ipswich.

Income (annual)

Down Payment

$162,373 on $811,866

Example: $75,000 household income. Change it above to see your own.

Out of reach81.1% of income

Need $217,157/yr to afford.

PITI$5,067

P/I81.1%

Afford$280K

Gap-$531K

P&I $4,105Tax $812Ins $150

Renting $2,534/mo cheaper ($2,533 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Ipswich with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Ipswich, MA