The median home in Lowell, Massachusetts is valued at $469,080, up 0.7% year over year. Typical monthly rent is $2,237, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Lowell is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$469,080

+0.7%

Rent$2,237/mo

AFFORDABILITY

Enter your income for Lowell.

Income (annual)

Down Payment

$93,816 on $469,080

Out of reach — 47.9% of income

Need $128,186/yr to afford.

PITI$2,991

P/I47.9%

Afford$274K

Gap-$195K

P&I $2,372Tax $469Ins $150

Renting $754/mo cheaper ($2,237 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Lowell with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

View Boston-Cambridge-Newton, MA-NH metro →

LOWELL, MA