Median home value: $353K (+1.6% YoY). Part of Springfield, MA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, MA metro page.
Home Value$353,403
+1.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Ludlow.
$70,681 on $353,403
Stretch — 35.2% of income
Above 28% but manageable with cuts.
PITI$2,198
P/I35.2%
Afford$281K
Gap-$72K
P&I $1,695Tax $353Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing