The median home in Ludlow, Massachusetts is valued at $353,403, up 1.6% year over year. Ludlow is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Springfield, MA stress score, crash risk, and 12-month forecast →

Home Value$353,403

+1.6%

AFFORDABILITY

Enter your income for Ludlow.

Income (annual)

Down Payment

$70,681 on $353,403

Out of reach — 36.6% of income

Need $98,143/yr to afford.

PITI$2,290

P/I36.6%

Afford$270K

Gap-$83K

P&I $1,787Tax $353Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Ludlow with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Springfield, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.

View Springfield, MA metro →

LUDLOW, MA