The median home in Ludlow, Massachusetts is valued at $353,403, up 1.6% year over year. Ludlow is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$353,403

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Ludlow.

Income (annual)

Down Payment

$70,681 on $353,403

Example: $75,000 household income. Change it above to see your own.

Out of reach36.6% of income

Need $98,143/yr to afford.

PITI$2,290

P/I36.6%

Afford$270K

Gap-$83K

P&I $1,787Tax $353Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Ludlow with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Springfield, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.

View Springfield, MA metro

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Ludlow, MA