City

MIDDLEFIELD, MA

Springfield, MA

Median home value: $329K (-2.2% YoY). Part of Springfield, MA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Springfield, MA metro page.

Home Value$328,642
-2.2%
AFFORDABILITY

Enter your income for Middlefield.

$65,728 on $328,642
Stretch — 32.9% of income

Above 28% but manageable with cuts.

PITI$2,055
P/I32.9%
Afford$280K
Gap-$49K
P&I $1,576Tax $329Ins $150
6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Middlefield Housing Market | CrashWatch