The median home in Monterey, Massachusetts is valued at $695,713, down 0.9% year over year. Monterey is part of the Pittsfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$695,713

-0.9%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$139,143 on $695,713

Example: $75,000 household income. Change it above to see your own.

Out of reach69.8% of income

Need $187,029/yr to afford.

PITI$4,364

P/I69.8%

Afford$279K

Gap-$417K

P&I $3,518Tax $696Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Monterey with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Pittsfield, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pittsfield, MA metro.

View Pittsfield, MA metro

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Monterey, MA