The median home in Needham, Massachusetts is valued at $1,471,816, up 4.0% year over year. Typical monthly rent is $3,137, producing a price-to-rent ratio of 39.1x — well above the national average of 18x. Needham is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$1,471,816

+4.0%

Rent$3,137/mo

AFFORDABILITY

Enter your income for Needham.

Income (annual)

Down Payment

$294,363 on $1,471,816

Out of reach — 145% of income

Need $388,457/yr to afford.

PITI$9,064

P/I145%

Afford$284K

Gap-$1188K

P&I $7,442Tax $1,472Ins $150

Renting $5,927/mo cheaper ($3,137 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Needham with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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NEEDHAM, MA