The median home in Northampton, Massachusetts is valued at $469,120, up 1.9% year over year. Typical monthly rent is $2,249, producing a price-to-rent ratio of 17.4x — near the national average of 18x. Northampton is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Springfield, MA stress score, crash risk, and 12-month forecast →
Home Value$469,120
+1.9%
Rent$2,249/mo
AFFORDABILITYRenting $742/mo cheaper ($2,249 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Northampton.
$93,824 on $469,120
Out of reach — 47.9% of income
Need $128,186/yr to afford.
PITI$2,991
P/I47.9%
Afford$274K
Gap-$195K
P&I $2,372Tax $469Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Massachusetts
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Full Springfield, MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.
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