City

OAK BLUFFS, MA

Vineyard Haven, MA

Median home value: $1205K (+1.0% YoY). Part of Vineyard Haven, MA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Vineyard Haven, MA metro page.

Home Value$1,205,045
+1.0%
AFFORDABILITY

Enter your income for Oak Bluffs.

$241,009 on $1,205,045
Out of reach — 114.2% of income

Need $305,786/yr to afford.

PITI$7,135
P/I114.2%
Afford$296K
Gap-$909K
P&I $5,780Tax $1,205Ins $150
6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Oak Bluffs Housing Market | CrashWatch