The median home in Oak Bluffs, Massachusetts is valued at $1,205,045, up 1.0% year over year. Oak Bluffs is part of the Vineyard Haven, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,205,045

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Oak Bluffs.

Income (annual)

Down Payment

$241,009 on $1,205,045

Example: $75,000 household income. Change it above to see your own.

Out of reach119.2% of income

Need $319,200/yr to afford.

PITI$7,448

P/I119.2%

Afford$283K

Gap-$922K

P&I $6,093Tax $1,205Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Oak Bluffs with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Vineyard Haven, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Vineyard Haven, MA metro.

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Oak Bluffs, MA