The median home in Reading, Massachusetts is valued at $878,273, up 2.9% year over year. Typical monthly rent is $3,065, producing a price-to-rent ratio of 23.9x — well above the national average of 18x. Reading is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$878,273

+2.9%

Rent$3,065/mo

AFFORDABILITY

Enter your income for Reading.

Income (annual)

Down Payment

$175,655 on $878,273

Out of reach — 87.5% of income

Need $234,386/yr to afford.

PITI$5,469

P/I87.5%

Afford$281K

Gap-$597K

P&I $4,441Tax $878Ins $150

Renting $2,404/mo cheaper ($3,065 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Reading with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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READING, MA