The median home in Saugus, Massachusetts is valued at $666,854, up 0.6% year over year. Typical monthly rent is $2,986, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Saugus is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$666,854

+0.6%

Rent$2,986/mo

AFFORDABILITY

Enter your income for Saugus.

Income (annual)

Down Payment

$133,371 on $666,854

Out of reach — 67% of income

Need $179,529/yr to afford.

PITI$4,189

P/I67%

Afford$279K

Gap-$388K

P&I $3,372Tax $667Ins $150

Renting $1,203/mo cheaper ($2,986 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Saugus with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

View Boston-Cambridge-Newton, MA-NH metro →

SAUGUS, MA