The median home in Somerset, Massachusetts is valued at $489,520, up 1.1% year over year. Somerset is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$489,520

+1.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$97,904 on $489,520

Example: $75,000 household income. Change it above to see your own.

Out of reach49.8% of income

Need $133,500/yr to afford.

PITI$3,115

P/I49.8%

Afford$275K

Gap-$215K

P&I $2,475Tax $490Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Somerset with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

View Providence-Warwick, RI-MA metro

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Somerset, MA