The median home in Somerville, Massachusetts is valued at $910,193, up 0.8% year over year. Typical monthly rent is $3,127, producing a price-to-rent ratio of 24.3x — well above the national average of 18x. Somerville is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$910,193

+0.8%

Rent$3,127/mo

AFFORDABILITY

Enter your income for Somerville.

Income (annual)

Down Payment

$182,039 on $910,193

Out of reach — 90.6% of income

Need $242,700/yr to afford.

PITI$5,663

P/I90.6%

Afford$281K

Gap-$629K

P&I $4,602Tax $910Ins $150

Renting $2,536/mo cheaper ($3,127 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Somerville with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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SOMERVILLE, MA