Median home value: $421K (+0.6% YoY). Rent: $2,200/mo. Price-to-rent: 16.0x. Part of Worcester, MA-CT.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Worcester, MA-CT metro page.
Home Value$421,251
+0.6%
Rent$2,200/mo
AFFORDABILITYRenting $392/mo cheaper ($2,200 rent)6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Spencer.
$84,250 on $421,251
Out of reach — 41.5% of income
Need $111,086/yr to afford.
PITI$2,592
P/I41.5%
Afford$284K
Gap-$137K
P&I $2,020Tax $421Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing