The median home in Swampscott, Massachusetts is valued at $791,381, up 1.6% year over year. Typical monthly rent is $2,926, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Swampscott is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$791,381

+1.6%

Rent$2,926/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$158,276 on $791,381

Example: $75,000 household income. Change it above to see your own.

Out of reach79.1% of income

Need $211,843/yr to afford.

PITI$4,943

P/I79.1%

Afford$280K

Gap-$511K

P&I $4,002Tax $791Ins $150

Renting $2,017/mo cheaper ($2,926 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Swampscott with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Swampscott, MA