City

SWAMPSCOTT, MA

Boston-Cambridge-Newton, MA-NH

Median home value: $791K (+1.6% YoY). Rent: $2,926/mo. Price-to-rent: 22.5x. Part of Boston-Cambridge-Newton, MA-NH.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Boston-Cambridge-Newton, MA-NH metro page.

Home Value$791,381
+1.6%
Rent$2,926/mo
AFFORDABILITY

Enter your income for Swampscott.

$158,276 on $791,381
Out of reach — 75.8% of income

Need $203,014/yr to afford.

PITI$4,737
P/I75.8%
Afford$292K
Gap-$499K
P&I $3,796Tax $791Ins $150
Renting $1,811/mo cheaper ($2,926 rent)6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Swampscott Housing Market | CrashWatch