The median home in Swansea, Massachusetts is valued at $497,192, up 2.1% year over year. Swansea is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$497,192

+2.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$99,438 on $497,192

Example: $75,000 household income. Change it above to see your own.

Out of reach50.6% of income

Need $135,471/yr to afford.

PITI$3,161

P/I50.6%

Afford$275K

Gap-$222K

P&I $2,514Tax $497Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Swansea with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

View Providence-Warwick, RI-MA metro

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Swansea, MA