The median home in Waltham, Massachusetts is valued at $798,820, up 1.7% year over year. Typical monthly rent is $2,961, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Waltham is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$798,820

+1.7%

Rent$2,961/mo

AFFORDABILITY

Enter your income for Waltham.

Income (annual)

Down Payment

$159,764 on $798,820

Out of reach — 79.8% of income

Need $213,771/yr to afford.

PITI$4,988

P/I79.8%

Afford$280K

Gap-$519K

P&I $4,039Tax $799Ins $150

Renting $2,027/mo cheaper ($2,961 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Waltham with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

View Boston-Cambridge-Newton, MA-NH metro →

WALTHAM, MA