City

WATERTOWN, MA

Boston-Cambridge-Newton, MA-NH

Median home value: $812K (+2.9% YoY). Rent: $2,945/mo. Price-to-rent: 23.0x. Part of Boston-Cambridge-Newton, MA-NH.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Boston-Cambridge-Newton, MA-NH metro page.

Home Value$811,725
+2.9%
Rent$2,945/mo
AFFORDABILITY

Enter your income for Watertown.

$162,345 on $811,725
Out of reach — 77.7% of income

Need $208,071/yr to afford.

PITI$4,855
P/I77.7%
Afford$293K
Gap-$519K
P&I $3,893Tax $812Ins $150
Renting $1,910/mo cheaper ($2,945 rent)6.00% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Watertown Housing Market | CrashWatch