The median home in Westfield, Massachusetts is valued at $368,366, up 2.9% year over year. Typical monthly rent is $1,956, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Westfield is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Springfield, MA stress score, crash risk, and 12-month forecast →
Home Value$368,366
+2.9%
Rent$1,956/mo
AFFORDABILITYRenting $425/mo cheaper ($1,956 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Enter your income for Westfield.
$73,673 on $368,366
Out of reach — 38.1% of income
Need $102,043/yr to afford.
PITI$2,381
P/I38.1%
Afford$271K
Gap-$98K
P&I $1,863Tax $368Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Massachusetts
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Full Springfield, MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.
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