The median home in Westfield, Massachusetts is valued at $368,366, up 2.9% year over year. Typical monthly rent is $1,956, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Westfield is part of the Springfield, MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$368,366

+2.9%

Rent$1,956/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Westfield.

Income (annual)

Down Payment

$73,673 on $368,366

Example: $75,000 household income. Change it above to see your own.

Out of reach38.1% of income

Need $102,043/yr to afford.

PITI$2,381

P/I38.1%

Afford$271K

Gap-$98K

P&I $1,863Tax $368Ins $150

Renting $425/mo cheaper ($1,956 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Westfield with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Springfield, MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MA metro.

View Springfield, MA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Westfield, MA