The median home in Wilmington, Massachusetts is valued at $750,208, up 2.1% year over year. Typical monthly rent is $2,981, producing a price-to-rent ratio of 21x — well above the national average of 18x. Wilmington is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Boston-Cambridge-Newton, MA-NH stress score, crash risk, and 12-month forecast →

Home Value$750,208

+2.1%

Rent$2,981/mo

AFFORDABILITY

Enter your income for Wilmington.

Income (annual)

Down Payment

$150,042 on $750,208

Out of reach — 75.1% of income

Need $201,171/yr to afford.

PITI$4,694

P/I75.1%

Afford$280K

Gap-$471K

P&I $3,793Tax $750Ins $150

Renting $1,713/mo cheaper ($2,981 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Wilmington with other housing markets across Massachusetts.

Nantucket$2970K Chilmark$2283K Weston$2182K Wellesley$1946K Edgartown$1773K Aquinnah$1729K Dover$1715K West Tisbury$1597K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

View Boston-Cambridge-Newton, MA-NH metro →

WILMINGTON, MA