The median home in Winthrop, Massachusetts is valued at $669,418, up 0.9% year over year. Typical monthly rent is $2,744, producing a price-to-rent ratio of 20.3x — well above the national average of 18x. Winthrop is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$669,418

+0.9%

Rent$2,744/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Winthrop.

Income (annual)

Down Payment

$133,884 on $669,418

Example: $75,000 household income. Change it above to see your own.

Out of reach67.3% of income

Need $180,171/yr to afford.

PITI$4,204

P/I67.3%

Afford$279K

Gap-$391K

P&I $3,385Tax $669Ins $150

Renting $1,460/mo cheaper ($2,744 rent)6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Massachusetts

Compare Winthrop with other housing markets across Massachusetts.

Nantucket$2.97M Chilmark$2.28M Weston$2.18M Wellesley$1.95M Edgartown$1.77M Aquinnah$1.73M Dover$1.72M West Tisbury$1.6M

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Winthrop, MA